Step One of Buying Well
Get pre-approved before you shop.
An estimate tells you what's possible. A pre-approval makes it real: a locked rate, a confirmed budget, and offers that sellers take seriously. It costs nothing and starts with two minutes below.
Start Now, It Takes Two Minutes ↓Know Your Real Budget
A pre-approval confirms your number with an actual lender, so you shop the right price range from day one instead of falling for a home you can't close on.
Lock a Rate for 120 Days
Your rate is held for up to 120 days while you shop. If rates go up, you keep the lower one. If they drop, you get the drop. You can't lose by locking early.
Offer With Confidence
In a competitive situation, a pre-approved buyer beats an identical offer from someone who "should be fine". Sellers and their agents notice, and it shows in negotiations.
How it works
01
Tell me about you
Fill out the short form below. Two minutes, no documents yet, no credit pull. I'll call you to go over your situation and what you're hoping to buy.
02
We find your best fit
I work with you to package your income, down payment, and goals, then match them against current lender options to find the strongest rate and terms for your situation.
03
You shop with confidence
You get a pre-approval with a rate hold of up to 120 days. If rates rise, yours is protected. If they drop, you get the lower one. Then we go find the home.
What you'll need
Not right away, and not to start. But when we're ready to submit, having these on hand turns a pre-approval around in days instead of weeks. Start gathering them and you're ahead of most buyers already.
- Government photo ID
- Two recent pay stubs
- Most recent T4 (or two years of NOAs if self-employed)
- A letter of employment
- Proof of your down payment (90 days of statements)
Start your pre-approval
Two minutes now, and I'll take it from there. You'll hear from me within one business day.
Start your mortgage application today.
Ready to go? Skip ahead and start the secure online application now. It takes about 10 minutes, and I'll review everything with you before anything goes to a lender.
Start My Application